Terms of service

Who we are

Flonancial is operated by Flonancial Ltd, a company registered in England and Wales. Company number: 17090724. Registered office: 104 Finborough Road, London, SW10 9ED. By using Flonancial, you agree to these terms. If you do not agree, do not use the service.

The service

Flonancial provides software to help individuals submit quarterly updates to HMRC under Making Tax Digital for Income Tax. The service is free to use. We reserve the right to introduce optional paid features in future with reasonable notice.

Flonancial is currently in beta. We make no guarantees of uptime, availability, or fitness for any particular purpose during this period.

Your responsibilities

You are responsible for:

• — Providing accurate and complete financial figures when logging quarterly updates
• — Ensuring your submissions to HMRC are correct before submitting
• — Keeping your account credentials secure
• — Understanding your own tax obligations and deadlines
• — Verifying that submitted updates have been accepted by HMRC directly through your HMRC online account

Not tax advice

Flonancial is a software tool, not a tax advisory service. Nothing within the application or on this website constitutes tax advice. If you are uncertain about your tax obligations, you should consult a qualified accountant or tax adviser.

Acceptable use

You must not use Flonancial to:

• — Submit false or fraudulent information to HMRC
• — Attempt to access another user's account or data
• — Interfere with or disrupt the service
• — Use the service in any way that violates applicable law

We reserve the right to suspend or terminate accounts that breach these terms.

Intellectual property

All content, design, and code within Flonancial is owned by Flonancial Ltd. You may not copy, reproduce, or distribute any part of the service without our written permission.

Limitation of liability

To the fullest extent permitted by law, Flonancial Ltd shall not be liable for any loss or damage arising from your use of the service, including penalties, interest, or charges imposed by HMRC as a result of late, incorrect, or missing submissions. Use of Flonancial is at your own risk.

Termination

You may stop using Flonancial at any time. You can request deletion of your account and data by emailing hello@flonancial.co.uk. We reserve the right to suspend or terminate access to the service at any time, with or without notice.

Governing law

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Changes to these terms

We may update these terms from time to time. Changes will be posted on this page with an updated date. Continued use of Flonancial after changes constitutes acceptance of the updated terms.

Contact

For any questions about these terms, contact us at hello@flonancial.co.uk.