About flonancial
Flonancial is free Making Tax Digital bridging software for UK sole traders and landlords. It connects your existing spreadsheet to HMRC and submits the quarterly updates that became mandatory in April 2026.
You upload your spreadsheet, pick the cells holding your turnover and expenses, review, and submit. The file is parsed entirely in your browser and never touches our servers. We use HMRC's official OAuth flow, so we never see or store your Government Gateway password. The only data we keep is the summary figures you submit and HMRC's confirmation reference.
Origin
Flonancial started as a tool built for a handful of family and friends being pulled into MTD ahead of the £50,000 threshold. Once it was built, letting more people use it cost almost nothing, so we opened it up to everyone in the same position. The mandatory MTD pieces, quarterly updates and the year-end tax return once available, will always be free.
Who it's for
Sole traders and UK landlords who already keep records in a spreadsheet and want a straightforward way to file with HMRC. The MTD threshold drops from £50,000 to £30,000 in April 2027, and to £20,000 in April 2028. If your affairs are more complex (payroll, VAT, multiple income sources, bank feeds), a full accounting platform is probably the better fit.
The company
Flonancial Ltd is a UK private limited company registered in England and Wales. Company number 17090724, registered office 104 Finborough Road, London SW10 9ED. The company is independently owned, with no external investors. Flonancial Ltd is registered as a data controller with the UK Information Commissioner's Office (registration number ZC141107). The product is HMRC recognised.
MTD ready – recognised by HMRCRef AM3Z8N
Questions, feedback, or anything not working? Email hello@flonancial.co.uk.
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